Insurance company - International health coverage

Redbridge Insurance Company Ltd.

Redbridge Insurance Company: it's specialized in international medical insurance.

More information

BAC | Insurance agents
Partners for Life

Are you an insurance agent? Begin a long-term relation with BAC.

+Ask us
BAC | Insurance agents
Learn about our benefits

And the reason for building a career with partners for life.

+Info
BAC | Agents | Insured
Do you need help?

A broad range of services for you 24/7.

+Services

We're partners since 1998. We have a strategic alliance, and we are the current biggest producer for LATAM market

More than 25 years of work

The Redbridge Group management team has highly experienced professionals, with more than 25 years in the insurance and reinsurance industry internationally. Most of the members of this team have worked together for many years in the development and expansion of Redbridge, achieving significant growth for the company.

B++ AM Best for a financial strength

We've received a Financial Strenght B++(Good) certification and a credit qualification of a long-term issuer rating for "bbb".

To be the best-specialized team of insurances worldwide.

It's Redbriges' common goal to be connected through a self-developed technological platform, processes and intellectual resources to give our agents the best service.

Global reach, technology and intelectual capital.

A worldwide presence allows equality in customer service conditions, subscriptions and administration of the insurance policies and benefits. Advanced technology platforms are used to add management and transparent supervision. The specialized professionals in several disciplines provide processes and a cutting-edge perspective for the operation's optimal development.

More than 25 years of work

The Redbridge Group management team has highly experienced professionals, with more than 25 years in the insurance and reinsurance industry internationally. Most of the members of this team have worked together for many years in the development and expansion of Redbridge, achieving significant growth for the company.

B++ AM Best for a financial strength

We've received a Financial Strenght B++(Good) certification and a credit qualification of a long-term issuer rating for "bbb".

To be the best-specialized team of insurances worldwide.

It's Redbriges' common goal to be connected through a self-developed technological platform, processes and intellectual resources to give our agents the best service.

Global reach, technology and intelectual capital.

A worldwide presence allows equality in customer service conditions, subscriptions and administration of the insurance policies and benefits. Advanced technology platforms are used to add management and transparent supervision. The specialized professionals in several disciplines provide processes and a cutting-edge perspective for the operation's optimal development.

Redbridge Group

Redbridge Group's operations work with authority through several Lloyd's of London union representatives. It allows them to offer flexible risks coverages for their clients with deductibles and customized, high-quality rates. Redbridge Reinsurance Managers' headquarters are based in Coral Gables, Florida. It counts with the authorization of Lloyd's union representatives and reinsurance companies worldwide, with top-notch qualifications and a prominent international reputation.

Redbridge Insurance Company, Ltd

International clients

Every Redbridge products include international coverage and a wide net of providers in Latin America, United States and the rest of the world. Redbridge makes the clients a portfolio with highly competitive products oriented to meet the needs of the different insurance market segments that Latinamerica requires.

Redbridge Group of Florida, Inc.

Redbridge Insurance Company, Ltd. was formed in cooperation with Redbridge Group of Florida, Inc., a limited liability company based in Miami. It includes professionals with more than 25 years in the insurance and reinsurance industry in the international market.

Respaldo de alto nivel y una óptima seguridad en sus operaciones

Redbridge's reinsurance settlements set long-term relations with renowned brokers and international reinsurance companies of excellent reputation and solvency, allowing Redbridge to offer high-level support and an optimal security operation. Taking this into account, clients can rely on secure relations.

Among worldwide renowned reinsurance companies for their excellent reputation, Redbridge is authorized as outstanding by Lloyd's union representative.

International clients

Every Redbridge products include international coverage and a wide net of providers in Latin America, United States and the rest of the world. Redbridge makes the clients a portfolio with highly competitive products oriented to meet the needs of the different insurance market segments that Latinamerica requires.

Redbridge Group of Florida, Inc.

Redbridge Insurance Company, Ltd. was formed in cooperation with Redbridge Group of Florida, Inc., a limited liability company based in Miami. It includes professionals with more than 25 years in the insurance and reinsurance industry in the international market.

Respaldo de alto nivel y una óptima seguridad en sus operaciones

Redbridge's reinsurance settlements set long-term relations with renowned brokers and international reinsurance companies of excellent reputation and solvency, allowing Redbridge to offer high-level support and an optimal security operation. Taking this into account, clients can rely on secure relations.

Among worldwide renowned reinsurance companies for their excellent reputation, Redbridge is authorized as outstanding by Lloyd's union representative.

Incentive Program

Compensation 2021

During 2021, you will have 3 chances to win a bonus in US dollars, up to a maximum of $ 2,000 in each Qualification Period.

+ Download pdf

Metas para agencias

Gift of policy by items: -Platinum option III -Titanium option II

+ Download pdf

Metas para agentes individuales

Gift of policy by items: -Platinum option III -Titanium option II

+ Download pdf

Redbridge products

Our international health insurance coverages give the insuree and its family protection against contingencies that require medical expenses for disease or accident. It has been structured to guarantee a high-quality, prompt service.

Medical expenses plans include a wide variety of unique benefits in the market. Hospitalization, intensive care, surgeries, radiation and chemotherapy, are some of the medical benefits covered 100%. To take into account:

  • Traveler insurance included without deductible "traveler assistance" (Travel Assistance Services for emergencies that occur for the first time during a trip outside the country of residence)
  • Access the best 15/20 hospitals in the United States.
  • Telemedicine and home visiting program for every medical expenses plan (health insurances).
  • There are no additional charges for maternity complications or organ transplants.
  • It's a global-wide net.
  • Preventive medical check with no deductible or without the need of pre-certification, international coverage.
  • Repatriation of mortal remains.
  • Waiting times without fine print.
  • Genomic test with no deductible.
  • Life insurance included.
  • Deductible exoneration for no use for three years, as on the fourth year, the deductible is exonerated.
  • Exemption from deductible for serious accident that requires emergency hospitalization anywhere in the world.
Coverage PLATINUM GOLD TITANIUM PERF CARE INT CARE BRONZE
Maximum benefit
By insuree, per policy year
$5.000.000 $3.000.000 $3.000.000 $2.000.000 $1.000.000 $250.000
Coverage
By insuree, per policy year
Global coverage Global coverage Global coverage Global coverage Global coverage "Coverage in Latin America beisdes México and Brazil"
COVERAGE
Deductible exoneration - Inpatient hospital surgery in the residence country.<br>The deductible is exonerated for an event up to $1,000 per inpatient hospital surgery in the residence country.
Deductible exoneration - Serious accident - The deductible is exonerated up to $5,000 when a severe accident has happened that requires emergency hospitalization worldwide.
Deductible exoneration - With no complaints for 3 years. The hired deductible is exonerated or reduced in the fourth year if, in the last three years, no complaints were filed.
ORGANS AND TISSUES TRANSPLANTS
Lifetime limit
ORGANS AND TISSUES TRANSPLANTS
After the deductible has been completed, the next $5.000 that are covered out from Latin America are subject of a 20% coinsurance up to XX*.
MEDICAL SERVICES
Hospital Standard Room
Hospital staying for the accompanying person of a hospitalized minor for up to 10 nights.
Intensive Care Unit
Other Services, Hospital supplies
Doctors and specialists:
  • Hospital visits and Intensive Care Unit -1 per day, per specialty
  • Medical consultations
  • Telemedicine
  • House Call / Home Visiting
Surgeons
Surgeons' assistant
Anesthesiologist
Reconstructive Surgery
Implants or surgical prostheses
Emergency Room
Emergency hospitalization - Out of the providers net
Providers
Additional medical opinion
Intern patient rehab, up to 30 days
Medical diagnostic services
Home health aid services, up to 30 days
Dialysis
Radiotherapy and Chemiotherapy
Ambulatory Therapy, up to 30 days
Prescription medications
Allergy treatments
Durable Medical Equipment
External prostheses lifetime limit
ADDITIONAL BENEFITS
  • Dental benefit when related to a covered accident.
  • Human Papillomavirus (HPV)
  • Acquired Human Deficiency Syndrome (AIDS). Lifetime limit
  • Alzhéimer Disease
  • Palliative care / Hospice up to 30 days. Lifetime limit.
  • Prophylactic surgery to prevent a high risk for cancer. Lifetime limit.
  • Bariatric surgery. Lifetime limit.
  • Bodily injures after a plane crash, both for private or commercial aircraft.
  • Bodily injures related to recreational, non-professional sports.
  • Out-patient consultations in Psycholoy / Psychiatry
MATERNITY CARES
Natural or cesarean delivery, prenatal and postnatal care. Two pediatric visits, extraction and delivery for the stem cells taken from the umbilical cord. It doesnt apply for the deductible except for those deductibles options starting from $5,000 and over.
MATERNITY COMPLICATIONS
  • In Latin America
  • Beyond Latin America
  • The newborn of covered maternity has coverage automatically, as long as the baby is inscribed under the same coverage in the next 60 days.
CONGENITAL CONDITIONS / HEREDITARY AND PERINATAL COMPLICATIONS
  • Conditions that manifest before turning 18 years old. Lifetime limits.
  • Conditions that are manifested starting from 18 years old and over. Lifetime limits.
  • When there are multiple deliveries in covered maternity, the benefit will be distributed proportionally among the newborns.
PREVENTIVE MEDICAL EXAMINATION does not apply for a deductible, and it requires no previous certification.
  • Main insuree and spouse
  • Dependant offspring
EMERGENCY TRANSPORTATION
  • Ground ambulance
  • Air ambulance
  • Repatriation of Mortal Remains.
PROVIDERS NET
  • Inside the USA net
  • Off the Net in the US.
  • Out of the USA
  • Coverage
  • Latin America includes Mexico, Central and South America and the Caribean; except for Puerto Rico, the Virgin Islands and Cuba
WAITING TIME
Terms and conditions tied to the Waiting Time:
  • Any disease, except for infectious diseases and bodily injures after a covered accident.
  • Preventive medical examination
  • Maternity care
  • Congenit and hereditarian conditions in insurees that were born with no covered maternity
  • Organs and tissues transplants
  • Bariatric surgery
  • Prophylactic surgery
  • Acquired Immunodeficiency Syndrome (AIDS)
TRAVELER ASSISTANCE
Deductible is not applied:
  • Traveler assistance services for emergencies happening for the first time while traveling out of the residence country for the first time.
  • The benefit's amount decreases to 50% at 75 years old, 25% at 85 years and old and it concludes at 86.
  • It doesn't apply to preexistent conditions. All of the benefits require notification and precertification within the 24 hours of the event.
FUNERAL ASSISTANCE. Deductible is not applied
  • The company coordinates funeral services for the main insuree and its dependant spouse between 18 and 74. 180 days-waiting period.
  • Every service requires notification and precertification within 24 hours of the event. Breaching this exonerates the company of any commitment.
LIFE INSURANCE. Deductible is not applied
Essential life insurance benefits for the main insuree and the dependant spouse within 18 and 64 years.

BAC Insights, find out more in our blog

Partners for Life

Our insurance agents/brokers known as "Partners for Life" are an international elite team with whom we develop long-term relationships. A road with a complete companion, continuous training, service and support.

Unirse al programa